LEGAL PAGES
Experience Banking by Bihari
Welcome to Banking by Bihari, where your banking experience matters. Our upcoming site will feature comprehensive banking information and support tailored to your financial needs, along with our privacy policy and terms and conditions. Stay connected!
Legal Pages
About Us
Welcome to BANKING BY BIHARI, a platform dedicated to providing simple, reliable, and practical banking information related to finance, loans, and financial awareness.
My name is Roshan Kumar, and I am passionate about helping people understand financial concepts in an easy and practical way. In today’s fast-changing financial world, many individuals struggle with understanding banking terms, loan processes, interest rates, eligibility criteria, and making informed financial decisions. Through this blog, my goal is to bridge that gap.
At BANKING BY BIHARI, we focus on:
- Daily Banking & Financial NEWS Updates
- Banking & loan awareness
- Home loans, personal loans & financial products
- Credit score (CIBIL) guidance
- Financial tips for individuals and families
- Easy explanations of complex financial topics
All the content published on this blog is created with honesty, clarity, and user benefit in mind. Every article is written after thorough research and is intended to educate and inform, not to mislead. For more details, please review our privacy policy and terms and conditions.
I believe that financial knowledge empowers people to make better decisions for their future. Whether you are a first-time loan applicant, a working professional, or someone looking to improve your financial understanding, this blog is designed for you.
Thank you for visiting BANKING BY BIHARI and being a part of this learning journey. If you have any questions, suggestions, or feedback, feel free to contact us through the Contact Us page.
Privacy Policy
At BANKING BY BIHARI, we prioritize the privacy of our visitors and are committed to safeguarding your banking information. This Privacy Policy document outlines the types of information that are collected and recorded by BANKING BY BIHARI and how we use it in accordance with our terms and conditions.
1. Information We Collect
We do not collect any personal information such as name, address, phone number, or email unless you voluntarily provide it by contacting us.
Like many websites, BANKING BY BIHARI uses standard log files. These files log visitors when they visit websites. The information collected by log files may include:
- Internet Protocol (IP) addresses
- Browser type
- Internet Service Provider (ISP)
- Date and time stamp
- Referring/exit pages
- Number of clicks
These are not linked to any personally identifiable information and are used only for analyzing trends and improving the website.
2. Cookies and Web Beacons
BANKING BY BIHARI uses cookies to store information about visitors’ preferences and to optimize the user experience by customizing web page content based on visitors’ browser type or other information.
You can choose to disable cookies through your individual browser options.
3. Google AdSense
Some of the ads on our site may be served by Google AdSense, a third-party advertising partner.
Google uses DoubleClick cookies, which enable it to serve ads to users based on their visit to our site and other sites on the internet.
Users may opt out of personalized advertising by visiting Google’s Ads Settings.
4. Third-Party Privacy Policies
BANKING BY BIHARI’s Privacy Policy does not apply to other advertisers or websites. We advise you to consult the respective Privacy Policies of third-party ad servers or websites for more detailed information about their practices and instructions on how to opt out of certain options.
5. Children’s Information
BANKING BY BIHARI does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you believe that your child has provided such information on our website, please contact us immediately and we will do our best to promptly remove such information from our records.
6. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms and conditions.
7. Updates to This Privacy Policy
This Privacy Policy may be updated from time to time. Any changes will be posted on this page with an updated revision date.
Contact Us
If you have any questions or suggestions about our Privacy Policy, feel free to contact us through our Contact Us page.
Terms & Conditions
Welcome to Banking By Bihari!
By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.
1. Use of Website
The content provided on Banking By Bihari is for informational and educational purposes only, including banking information. You agree to use this website only for lawful purposes and in a way that does not violate any applicable laws or regulations.
2. Intellectual Property Rights
Unless otherwise stated, Banking By Bihari and/or its content creators own the intellectual property rights for all material published on this website.
You may:
- Read and share content for personal, non-commercial use
You may not:
- Copy, republish, or reproduce content without written permission
- Use content for commercial purposes without consent
3. Accuracy of Information
We make every effort to keep the information on this website accurate and up to date. However, Banking By Bihari does not guarantee the completeness, accuracy, or reliability of any information published on this website.
4. External Links
Our website may contain links to third-party websites. These external links are provided for convenience and informational purposes only.
Banking By Bihari has no control over the content or policies of these external sites and shall not be held responsible for any damages or losses caused by visiting such websites.
5. Advertisement and Affiliate Links
Banking By Bihari may display advertisements and affiliate links, including Google AdSense ads. Clicking on such links may generate revenue for the website at no extra cost to you.
We are not responsible for the products, services, or claims made by advertisers or affiliate partners.
6. User Responsibility
By using this website, you agree that:
- You are responsible for your own decisions based on the information provided
- You will not hold Banking By Bihari liable for any loss or damage
7. Limitation of Liability
In no event shall Banking By Bihari, its owners, or contributors be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website.
8. Changes to These Terms
We reserve the right to update or change these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon being posted on this page.
9. Governing Law
These Terms and Conditions shall be governed and interpreted in accordance with the laws of India.
10. Privacy Policy
If you have any questions about these Terms and Conditions or our privacy policy, please contact us through our Contact Us page.
Disclaimer
The banking information provided on Banking by Bihari is intended for general informational purposes only. All content on this website is published in good faith for educational and awareness purposes. While we strive to keep the banking information accurate and up to date, Banking by Bihari makes no warranties regarding the completeness, reliability, or accuracy of any content on this site. Any action you take upon the information you find on this website is strictly at your own risk. Banking by Bihari will not be liable for any losses or damages in connection with the use of our website.
Professional Disclaimer
The content published on Banking by Bihari does not constitute professional, legal, financial, or investment advice. Always seek the advice of a qualified professional before making any financial or legal decisions.
External Links Disclaimer
From our website, you may visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links, we have no control over the content and nature of these sites. These links do not imply a recommendation or endorsement for all the content found on these websites.
Affiliate & Advertisement Disclaimer
Some of the links on Banking by Bihari may be affiliate links or advertisements. This means we may earn a small commission at no extra cost to you if you click on or purchase through those links. We use Google AdSense and other third-party advertising services, which may display ads based on your interests.
Consent
By using our website, you hereby consent to our privacy policy, including this Disclaimer, and agree to its terms.
Update
This Disclaimer may be updated at any time without prior notice. Any changes will be clearly posted on this page, along with our terms and conditions.
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